According to different scenarios, consumer finance is divided into: consumer loans and cash loans. Consumption loans rely on specific scenarios, and loan funds are directly transferred to consumption scenarios; cash loans have no scenario dependencies, and loan funds are directly transferred to the applicant's borrowing account. 1. Analysis of the total
amount of consumer financial products As of mid-April 2019, the total historical stock of consumer finance apps was 5,730, of which 4,637 had been taken off the shelves, 1,093 had been online, and 461 had valid packages (with updated records from 18 to 2019). The number of delistings is about 4 times the sms marketing service number of listings. This is due to the vigorous supervision of the market in the past two years, which has made the industry start to become "jittery". Consumer finance: industry reshuffle, who is in charge of ups and downs? 2. Profile of Consumer Finance Developers
Personal accounts account for 56.6% of the historical stock app developer accounts in the consumer finance industry, but excluding apps that have been removed from the shelves, the app developer account type that is still online currently accounts for 76.2% of corporate accounts. It can be seen that after a period of After the baptism of the year, many individuals and small